Lloyds Banking Group (LLOY)

Sector:

Banking

Index:

FTSE 100

50.35p
   
  • Change Today:
    -1.56p
  • 52 Week High: 67.25p
  • 52 Week Low: 48.58p
  • Currency: UK Pounds
  • Shares Issued: 70,285m
  • Volume: 299,993,738
  • Market Cap: £35,389m
  • RiskGrade: 135

Dividend Data

  31-Dec-1931-Dec-1831-Dec-1731-Dec-1631-Dec-15
Interim Dividend1.12p1.07p1.00p0.85pn/a
Final Dividend2.25p2.14p2.05p1.70pn/a
Total Dividend3.37p3.21p3.05p2.55p2.25p
For more dividend details, click here

Fundamentals - based on IFRS

  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Income Statement 31-Dec-19 31-Dec-18 31-Dec-17 31-Dec-16 31-Dec-15
Continuing Operations          
Revenue 42,356.00 22,091.00 34,237.00 39,611.00 23,150.00
Operating Profit/(Loss) 4,393.00 5,960.00 5,275.00 4,238.00 1,644.00
Profit Before Tax 4,393.00 5,960.00 5,275.00 4,238.00 1,644.00
Profit After Tax 3,006.00 4,506.00 3,547.00 2,514.00 956.00
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 3,006.00 4,506.00 3,547.00 2,514.00 956.00
Attributable to:          
Equity Holders of Parent Company 2,925.00 4,408.00 3,457.00 2,413.00 860.00
Minority Interests 81.00 98.00 90.00 101.00 96.00
           
Continuing EPS          
Earnings per Share - Basic 3.50p 5.50p 4.40p 2.90p 0.80p
Earnings per Share - Diluted 3.40p 5.50p 4.30p 2.90p 0.80p
Earnings per Share - Adjusted 3.50p 5.50p 4.40p 2.90p 0.80p
Continuing and Discontinued EPS          
Earnings per Share - Basic 3.50p 5.50p 4.40p 2.90p 0.80p
Earnings per Share - Diluted 3.40p 5.50p 4.30p 2.90p 0.80p
Earnings per Share - Adjusted 3.50p 5.50p 4.40p 2.90p 0.80p
           
Dividend per Share 3.37p 3.21p 3.05p 2.55p 2.25p
  £ (Millions) £ (Millions) £ (Millions) £ (Millions) £ (Millions)
Balance Sheet 31-Dec-19 31-Dec-18 31-Dec-17 31-Dec-16 31-Dec-15
Assets          
Property, Plant & Equipment 13,104.00 12,300.00 12,727.00 12,972.00 12,979.00
Intangible Assets 11,690.00 10,419.00 9,984.00 8,739.00 8,450.00
Investment Properties n/a n/a n/a n/a n/a
Investments 304.00 91.00 n/a n/a 19,808.00
Other Financial Assets 211,650.00 206,939.00 230,810.00 243,836.00 203,035.00
           
Loans & Advances to Banks 9,775.00 6,283.00 6,611.00 26,902.00 25,117.00
Loans & Advances to Customers 494,988.00 484,858.00 472,498.00 457,958.00 455,175.00
Advances 504,763.00 491,141.00 479,109.00 484,860.00 480,292.00
           
Debt Securities 5,544.00 5,238.00 3,643.00 3,397.00 4,191.00
Items in course of collection 313.00 647.00 755.00 706.00 697.00
           
Cash at Bank 55,130.00 54,663.00 58,521.00 47,452.00 58,417.00
Treasury Bills n/a n/a n/a n/a n/a
Liquid Assets 55,130.00 54,663.00 58,521.00 47,452.00 58,417.00
           
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables n/a n/a n/a n/a n/a
Other Assets 31,395.00 16,160.00 16,560.00 15,831.00 18,819.00
Total Assets 833,893.00 797,598.00 812,109.00 817,793.00 806,688.00
           
Liabilities          
Items in Course of Collection 373.00 636.00 584.00 548.00 717.00
Deposits & Customer Accounts 449,499.00 448,386.00 447,928.00 431,844.00 435,251.00
Debt Securities 97,689.00 91,168.00 72,450.00 76,314.00 82,056.00
Other Current Liabilities n/a n/a n/a n/a n/a
           
Borrowings 17,130.00 17,656.00 17,922.00 19,831.00 23,312.00
Provisions 3,367.00 3,547.00 5,546.00 4,868.00 5,720.00
Other Liabilities 218,029.00 186,006.00 218,536.00 235,573.00 212,652.00
Total Liabilities 786,087.00 747,399.00 762,966.00 768,978.00 759,708.00
           
Net Assets 47,806.00 50,199.00 49,143.00 48,815.00 46,980.00
           
Capital & Reserves          
Share Capital 7,005.00 7,116.00 7,197.00 7,146.00 7,146.00
Share Premium Account 17,751.00 17,719.00 17,634.00 17,622.00 17,412.00
Other Reserves 19,601.00 19,701.00 13,815.00 20,007.00 17,615.00
Retained Earnings 3,246.00 5,389.00 10,260.00 3,600.00 4,416.00
Shareholders Funds 47,603.00 49,925.00 48,906.00 48,375.00 46,589.00
           
Minority Interests/Other Equity 203.00 274.00 237.00 440.00 391.00
Total Equity 47,806.00 50,199.00 49,143.00 48,815.00 46,980.00
Cash Flow 31-Dec-19 31-Dec-18 31-Dec-17 31-Dec-16 31-Dec-15
Net Cash Flow From Operating Activities 11,281.00 (11,107.00) (3,195.00) 2,074.00 16,372.00
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (2,130.00) 11,921.00 6,808.00 (686.00) (3,310.00)
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (6,564.00) (4,298.00) (5,019.00) (10,953.00) (6,256.00)
Net Increase/Decrease In Cash 2,587.00 (3,484.00) (1,406.00) (9,565.00) 6,806.00
Ratios - based on IFRS 31-Dec-19 31-Dec-18 31-Dec-17 31-Dec-16 31-Dec-15
Continuing Operations          
PE Ratio - Adjusted 17.9 9.4 15.5 21.6 91.3
PEG - Adjusted n/a 0.4 0.3 0.1 n/a
Earnings per Share Growth - Adjusted -36% 25% 52% 262% -90%
Dividend Cover 1.04 1.71 1.44 1.14 0.36
Revenue per Share 60.26p 31.43p 48.71p 56.36p 32.94p
Pre-Tax Profit per Share 6.25p 8.48p 7.50p 6.03p 2.34p
Operating Margin 10.37% 26.98% 15.41% 10.70% 7.10%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 17.9 9.4 15.5 21.6 91.3
PEG - Adjusted n/a 0.4 0.3 0.1 n/a
Earnings per Share Growth - Adjusted -36% 25% 52% 262% -90%
Dividend Cover 1.04 1.71 1.44 1.14 0.36
           
Dividend Yield 5.4% 6.2% 4.5% 4.1% 3.1%
Dividend per Share Growth 4.98% 5.25% 19.61% 13.33% 200.00%
Operating Cash Flow per Share 16.05p (15.80p) (4.55p) 2.95p 23.29p
Cash Incr/Decr per Share 3.68p (4.96p) (2.00p) (13.61p) 9.68p
Net Asset Value per Share (exc. Intangibles) 51.38p 56.60p 55.71p 57.02p 54.82p
Net Gearing n/a n/a n/a n/a n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: Forecast figures based on normalised accounts.

 

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