Provident Financial (PFG)

Sector:

Financials

Index:

FTSE 250

454.50p
   
  • Change Today:
    -11.60p
  • 52 Week High: 610.00
  • 52 Week Low: 356.00
  • Currency: UK Pounds
  • Shares Issued: 253.38m
  • Volume: 426,157
  • Market Cap: £1,151.61m
  • RiskGrade: 130

Deal with Barclays    Trade now with Barclays Stockbrokers

PFG Overview

Provident Financial's core business is lending small sums of credit to poorer sections of the UK population. The demerger of its international home credit business was completed in July 2007. It now trades independently as International Personal Finance. In addition, the firm has sold its motor insurance business, Provident Insurance, to a subsidiary of GMAC Insurance Holdings.

1 Day Chart

1 Day Chart

6 Month Chart

6 Month Chart
Barclays logo

Digital Look Charts Sponsored by Barclays Stockbrokers

Financials

Latest F'cast
Div Yield 0.0% 5.2%
Div Cover n/a 1.9
Op Mrgn 16.2% 15.5%
ROCE 6.9%  
Latest F'cast
P/E 10.0 10.0
PEG 0.1 31.8
Pr/Revenue 1.1 1.1
Pr/Book 1.7  
Latest F'cast
Revenue -6.0% -6.5%
PBT n/a 79.0%
EPS 73.1% 0.3%
DPS n/a n/a

PFG Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-14 1,075.70 224.60 92.53p 19.5 1.5 +13% 71.68p 4.0%
31-Dec-15 1,113.10 273.60 118.93p 20.7 0.7 +28% 87.84p 3.6%
31-Dec-16 1,183.20 343.90 129.88p 16.1 1.8 +9% 98.49p 4.7%
31-Dec-17 1,196.30 (123.00) 26.93p 24.4 n/a -79% n/a 0.0%
31-Dec-18 1,124.40 90.70 46.60p 12.3 0.2 +73% n/a 0.0%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

PFG Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-19 1,050.78 162.38 46.75p 10.0 31.9 0% 24.10p 5.2%
31-Dec-20 1,057.21 178.21 52.80p 8.8 0.7 +13% 31.63p 6.8%
31-Dec-21 1,112.91 203.57 60.42p 7.7 0.5 +14% 39.64p 8.5%

Copyright © 2020 FactSet Research Systems Inc. All rights reserved.

PFG Company Announcements

FCA Final Notice of Moneybarn Investigation 17-Feb-2020 10:36 RNS
Holding(s) in Company 07-Feb-2020 15:40 RNS
Total Voting Rights 31-Jan-2020 16:30 RNS

PFG ShareCast News

Provident Financial sees 2019 profits in line af... 15-Jan-2020 ShareCast
RBC Capital starts Provident Financial at 'secto... 06-Dec-2019 ShareCast
Berenberg lowers target price on Provident as re... 11-Nov-2019 ShareCast

PFG Top Newspaper Links

Car loan failures cost Provident Financial £33m 18-Feb-2020 Times
Provident goes beyond doorstep with takeover 15-Aug-2014 The Independent
Provident Financial faces backlash from Barnardo... 29-Jul-2009 Times

Latest PFG Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

PFG Market Data

Currency UK Pounds
Share Price 454.50p
Change Today -11.60p
% Change -2.49 %
52 Week High 610.00
52 Week Low 356.00
Volume 426,157
Shares Issued 253.38m
Market Cap £1,151.61m
RiskGrade 130

PFG Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
7.03% above the market average7.03% above the market average7.03% above the market average7.03% above the market average7.03% above the market average
21.8% below the sector average21.8% below the sector average21.8% below the sector average21.8% below the sector average21.8% below the sector average
Price Trend
9.16% above the market average9.16% above the market average9.16% above the market average9.16% above the market average9.16% above the market average
6.67% above the sector average6.67% above the sector average6.67% above the sector average6.67% above the sector average6.67% above the sector average
Income
68.18% above the market average68.18% above the market average68.18% above the market average68.18% above the market average68.18% above the market average
56.63% above the sector average56.63% above the sector average56.63% above the sector average56.63% above the sector average56.63% above the sector average
Growth
50.88% below the market average50.88% below the market average50.88% below the market average50.88% below the market average50.88% below the market average
72.13% below the sector average72.13% below the sector average72.13% below the sector average72.13% below the sector average72.13% below the sector average

What The Brokers Say

Strong Buy 5
Buy 0
Neutral 5
Sell 0
Strong Sell 1
Total 11
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

PFG Dividends

  Latest Previous
  Interim Final
Ex-Div 15-Aug-19 23-May-19
Paid 26-Sep-19 21-Jun-19
Amount 9.00p 10.00p

Trades for 24-Feb-2020

Time Volume / Share Price
14:41 100 @ 454.50p
14:41 188 @ 454.70p
14:41 187 @ 455.10p
14:40 88 @ 455.30p
14:40 185 @ 455.30p

PFG Key Personnel

Chair Patrick J R Snowball
CFO Simon Thomas

Top of Page