Provident Financial (PFG)

Sector:

Financials

Index:

FTSE 100

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3,132.00p
   
  • Change Today:
      32.00p
  • 52 Week High: 3,320.00
  • 52 Week Low: 2,164.00
  • Currency: UK Pounds
  • Shares Issued: 148.22m
  • Volume: 175,390
  • Market Cap: 4,642.12m
  • RiskGrade: 85
  • Beta: 0.83

PFG Overview

Provident Financial's core business is lending small sums of credit to poorer sections of the UK population. The demerger of its international home credit business was completed in July 2007. It now trades independently as International Personal Finance. In addition, the firm has sold its motor insurance business, Provident Insurance, to a subsidiary of GMAC Insurance Holdings.

1 Day Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 4.3% 4.5%
Div Cover 1.3 1.3
Op Mrgn -30.8% 26.9%
ROCE 17.0%  
Latest F'cast
P/E 17.6 17.1
PEG 1.9 7.6
Pr/Revenue 3.9 3.6
Pr/Book 5.9  
Latest F'cast
Revenue 6.3% 9.3%
PBT 25.7% 1.3%
EPS 9.2% 2.3%
DPS 12.1% 6.6%

PFG Fundamentals

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-12 980.00 194.00 100.40p 13.5 1.1 +12% 77.20p 5.7%
31-Dec-13 1,078.10 182.40 112.00p 14.5 1.2 +12% 85.00p 5.2%
31-Dec-14 1,075.70 224.60 126.50p 19.5 1.5 +13% 98.00p 4.0%
31-Dec-15 1,113.10 273.60 162.60p 20.7 0.7 +28% 120.10p 3.6%
31-Dec-16 1,183.20 343.90 177.50p 16.1 1.8 +9% 134.60p 4.7%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

PFG Forecasts

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-17 1,292.70 348.21 181.51p 17.3 7.7 +2% 143.42p 4.5%
31-Dec-18 1,415.14 399.34 207.54p 15.1 1.1 +14% 160.38p 5.0%

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PFG Company Announcements

Director/PDMR Shareholding 17-May-2017 09:48 RNS
Result of AGM 12-May-2017 12:51 RNS
Interim Management Statement 12-May-2017 07:00 RNS

Latest PFG Director Deals

Traded Action Notifier PriceAmountValue
15-May-17 Transfer From Ken Mullen 0.000p 2 0.00
15-May-17 Transfer From Andrew C Fisher 0.000p 1 0.00
15-May-17 Transfer From Peter Crook 0.000p 1 0.00

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

PFG Market Data

Currency UK Pounds
Share Price 3,132.00p
Change Today 32.00p
% Change 1.03 %
52 Week High 3,320.00
52 Week Low 2,164.00
Volume 175,390
Shares Issued 148.22m
Market Cap 4,642.12m
Beta 0.83
RiskGrade 85

PFG Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
73.91% below the market average73.91% below the market average73.91% below the market average73.91% below the market average73.91% below the market average
84.83% below the sector average84.83% below the sector average84.83% below the sector average84.83% below the sector average84.83% below the sector average
Price Trend
1.78% below the market average1.78% below the market average1.78% below the market average1.78% below the market average1.78% below the market average
8.75% above the sector average8.75% above the sector average8.75% above the sector average8.75% above the sector average8.75% above the sector average
Income
72.05% above the market average72.05% above the market average72.05% above the market average72.05% above the market average72.05% above the market average
44.00% above the sector average44.00% above the sector average44.00% above the sector average44.00% above the sector average44.00% above the sector average
Growth
18.86% above the market average18.86% above the market average18.86% above the market average18.86% above the market average18.86% above the market average
28.24% above the sector average28.24% above the sector average28.24% above the sector average28.24% above the sector average28.24% above the sector average

What The Brokers Say

Strong Buy 8
Buy 1
Neutral 3
Sell 0
Strong Sell 0
Total 12
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

PFG Dividends

  Latest Previous
  Final Interim
Ex-Div 18-May-17 27-Oct-16
Paid 23-Jun-17 25-Nov-16
Amount 91.40p 43.20p

Trades for 25-May-2017

Time Volume / Share Price
16:46 4,170 @ 3,122.88p
16:35 257 @ 3,130.99p
16:35 557 @ 3,132.00p
16:35 41,030 @ 3,132.00p
16:29 87 @ 3,131.00p

PFG Key Personnel

CEO Peter Crook
Finance Director Andrew C Fisher
Chair Manjit Wolstenholme

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