Provident Financial (PFG)

Sector:

Financials

Index:

FTSE 100

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2,440.00p
   
  • Change Today:
    -7.00p
  • 52 Week High: 3,320.00
  • 52 Week Low: 2,164.00
  • Currency: UK Pounds
  • Shares Issued: 148.22m
  • Volume: 520,800
  • Market Cap: £3,616.51m
  • RiskGrade: 276

PFG Overview

Provident Financial's core business is lending small sums of credit to poorer sections of the UK population. The demerger of its international home credit business was completed in July 2007. It now trades independently as International Personal Finance. In addition, the firm has sold its motor insurance business, Provident Insurance, to a subsidiary of GMAC Insurance Holdings.

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Financials

Latest F'cast
Div Yield 5.5% 5.0%
Div Cover 1.3 1.3
Op Mrgn -30.8% 26.6%
ROCE 17.0%  
Latest F'cast
P/E 13.7 13.6
PEG 1.5 15.4
Pr/Revenue 3.1 2.8
Pr/Book 4.6  
Latest F'cast
Revenue 6.3% 9.2%
PBT 25.7% -0.0%
EPS 9.2% 0.9%
DPS 12.1% 6.4%

PFG Fundamentals

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-12 980.00 194.00 100.40p 13.5 1.1 +12% 77.20p 5.7%
31-Dec-13 1,078.10 182.40 112.00p 14.5 1.2 +12% 85.00p 5.2%
31-Dec-14 1,075.70 224.60 126.50p 19.5 1.5 +13% 98.00p 4.0%
31-Dec-15 1,113.10 273.60 162.60p 20.7 0.7 +28% 120.10p 3.6%
31-Dec-16 1,183.20 343.90 177.50p 16.1 1.8 +9% 134.60p 4.7%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

PFG Forecasts

Year Ending Revenue (£m) Pre-tax (£m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-17 1,291.63 343.82 179.07p 13.6 15.4 +1% 143.20p 5.0%
31-Dec-18 1,408.34 396.43 206.51p 11.8 0.8 +15% 159.46p 5.6%

Copyright © 2017 FactSet Research Systems Inc. All rights reserved.

PFG Company Announcements

Trading Statement 20-Jun-2017 17:35 RNS
Holding(s) in Company 16-Jun-2017 15:46 RNS
Director/PDMR Shareholding 15-Jun-2017 16:46 RNS

PFG ShareCast News

Friday broker round-up 23-Jun-2017 ShareCast
Provident Financial tanks as it warns over consu... 21-Jun-2017 ShareCast
Wednesday broker round-up 21-Jun-2017 ShareCast

PFG Top Newspaper Links

Move to cut sales staff leaves Provident in trou... 22-Jun-2017 Times
Doorstep lender Provident Financial left out in ... 22-Jun-2017 Times
Provident goes beyond doorstep with takeover 15-Aug-2014 The Independent

Latest PFG Director Deals

Traded Action Notifier PriceAmountValue
15-Jun-17 Buy Andrew C Fisher 2,975.00p 7 £208.25
15-Jun-17 Buy Peter Crook 2,975.00p 6 £178.50
15-May-17 Transfer From Ken Mullen 0.000p 2 £0.00

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

PFG Market Data

Currency UK Pounds
Share Price 2,440.00p
Change Today -7.00p
% Change -0.29 %
52 Week High 3,320.00
52 Week Low 2,164.00
Volume 520,800
Shares Issued 148.22m
Market Cap £3,616.51m
RiskGrade 276

PFG Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
68.41% below the market average68.41% below the market average68.41% below the market average68.41% below the market average68.41% below the market average
77.62% below the sector average77.62% below the sector average77.62% below the sector average77.62% below the sector average77.62% below the sector average
Price Trend
69.87% below the market average69.87% below the market average69.87% below the market average69.87% below the market average69.87% below the market average
57.23% below the sector average57.23% below the sector average57.23% below the sector average57.23% below the sector average57.23% below the sector average
Income
73.11% above the market average73.11% above the market average73.11% above the market average73.11% above the market average73.11% above the market average
46.67% above the sector average46.67% above the sector average46.67% above the sector average46.67% above the sector average46.67% above the sector average
Growth
18.79% above the market average18.79% above the market average18.79% above the market average18.79% above the market average18.79% above the market average
16.92% above the sector average16.92% above the sector average16.92% above the sector average16.92% above the sector average16.92% above the sector average

What The Brokers Say

Strong Buy 7
Buy 0
Neutral 3
Sell 0
Strong Sell 1
Total 11
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

PFG Dividends

  Latest Previous
  Final Interim
Ex-Div 18-May-17 27-Oct-16
Paid 23-Jun-17 25-Nov-16
Amount 91.40p 43.20p

Trades for 23-Jun-2017

Time Volume / Share Price
17:01 43 @ 2,457.91p
17:00 8,800 @ 2,440.49p
16:59 174 @ 2,454.39p
16:50 196 @ 2,461.75p
16:50 442 @ 2,461.96p

PFG Key Personnel

CEO Peter Crook
Finance Director Andrew C Fisher
Chair Manjit Wolstenholme

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