Provident Financial (PFG)

Sector:

Financials

Index:

FTSE 250

220.30p
   
  • Change Today:
    -33.00p
  • 52 Week High: 531.00
  • 52 Week Low: 158.50
  • Currency: UK Pounds
  • Shares Issued: 253.38m
  • Volume: 2,923,277
  • Market Cap: 558.19m
  • RiskGrade: 581

PFG Overview

Provident Financial's core business is lending small sums of credit to poorer sections of the UK population. The demerger of its international home credit business was completed in July 2007. It now trades independently as International Personal Finance. In addition, the firm has sold its motor insurance business, Provident Insurance, to a subsidiary of GMAC Insurance Holdings.

1 Day Chart (27-03-2020)

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 11.3% 18.0%
Div Cover 1.9 1.6
Op Mrgn 20.1% 16.9%
ROCE 7.5%  
Latest F'cast
P/E 4.7 4.3
PEG n/a 0.5
Pr/Revenue 0.6 0.5
Pr/Book 0.8  
Latest F'cast
Revenue -8.5% 2.7%
PBT 32.4% 34.6%
EPS -2.9% 8.3%
DPS 150.0% 24.3%

PFG Fundamentals

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-15 1,113.10 273.60 118.93p 20.7 0.7 +28% 87.84p 3.6%
31-Dec-16 1,183.20 343.90 129.88p 16.1 1.8 +9% 98.49p 4.7%
31-Dec-17 1,196.30 (123.00) 26.93p 24.4 n/a -79% n/a 0.0%
31-Dec-18 1,091.40 97.30 48.70p 11.8 0.1 +81% 10.00p 1.7%
31-Dec-19 998.30 128.80 47.30p 9.7 n/a -3% 25.00p 5.5%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

PFG Forecasts

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-20 1,025.26 173.37 51.22p 4.3 0.5 +8% 31.09p 18.0%
31-Dec-21 1,074.64 192.93 57.22p 3.9 0.3 +12% 37.53p 21.7%

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PFG Company Announcements

COVID-19 and Dividend Update 27-Mar-2020 07:00 RNS
Holding(s) in Company 25-Mar-2020 14:24 RNS
Holding(s) in Company 20-Mar-2020 13:18 RNS

Latest PFG Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

PFG Market Data

Currency UK Pounds
Share Price 220.30p
Change Today -33.00p
% Change -13.03 %
52 Week High 531.00
52 Week Low 158.50
Volume 2,923,277
Shares Issued 253.38m
Market Cap 558.19m
RiskGrade 581

PFG Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
97.88% above the market average97.88% above the market average97.88% above the market average97.88% above the market average97.88% above the market average
96.92% above the sector average96.92% above the sector average96.92% above the sector average96.92% above the sector average96.92% above the sector average
Price Trend
68.94% below the market average68.94% below the market average68.94% below the market average68.94% below the market average68.94% below the market average
75.34% below the sector average75.34% below the sector average75.34% below the sector average75.34% below the sector average75.34% below the sector average
Income
95.17% above the market average95.17% above the market average95.17% above the market average95.17% above the market average95.17% above the market average
89.87% above the sector average89.87% above the sector average89.87% above the sector average89.87% above the sector average89.87% above the sector average
Growth
40% below the market average40% below the market average40% below the market average40% below the market average40% below the market average
64.1% below the sector average64.1% below the sector average64.1% below the sector average64.1% below the sector average64.1% below the sector average

What The Brokers Say

Strong Buy 6
Buy 0
Neutral 3
Sell 0
Strong Sell 1
Total 10
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

PFG Dividends

  Latest Previous
  Interim Final
Ex-Div 15-Aug-19 23-May-19
Paid 26-Sep-19 21-Jun-19
Amount 9.00p 10.00p

Trades for 27-Mar-2020

Time Volume / Share Price
16:54 100,000 @ 213.92p
16:36 17,403 @ 199.50p
16:35 438,064 @ 220.30p
16:29 250 @ 222.20p
16:29 212 @ 221.00p

PFG Key Personnel

Chair Patrick J R Snowball
CFO Simon Thomas

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