Virgin Money Holdings (UK) (VM.)

Sector:

Banking

Index:

FTSE 250

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393.70p
   
  • Change Today:
      1.70p
  • 52 Week High: 421.80
  • 52 Week Low: 258.60
  • Currency: UK Pounds
  • Shares Issued: 446.07m
  • Volume: 2,998,047
  • Market Cap: 1,756.17m
  • RiskGrade: 93
  • Beta: 0.00

VM. Overview

Retail bank offering credit cards, start-up loans, cash ISAs, and mortgages. It acquired mortgage lender Northern Rock in January 2012. Listed on the LSE since November 2014, it is mainly funded via retail savings deposits although it has obtained some monies via wholesale funding markets through the securitisation of mortgage-backed securities.

1 Day Chart

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 1.5% 1.6%
Div Cover 6.3 6.2
Op Mrgn 46.3% 39.1%
ROCE 15.5%  
Latest F'cast
P/E 10.4 9.9
PEG 0.4 2.1
Pr/Revenue 2.7 2.5
Pr/Book 1.0  
Latest F'cast
Revenue 14.0% 4.0%
PBT 35.1% 2.8%
EPS 28.6% 4.7%
DPS 17.6% 7.0%

VM. Fundamentals

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-14 438.30 34.00 (0.40)p n/a n/a n/a n/a 0.0%
31-Dec-15 521.90 138.00 22.90p 16.6 n/a n/a 4.50p 1.2%
31-Dec-16 581.40 194.40 29.40p 10.3 0.4 +28% 5.10p 1.7%
31-Dec-17 662.70 262.60 37.80p 7.5 0.3 +29% 6.00p 2.1%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

VM. Forecasts

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-18 689.44 269.91 39.56p 10.0 2.1 +5% 6.42p 1.6%
31-Dec-19 696.78 234.26 33.63p 11.7 n/a -15% 7.02p 1.8%

Copyright © 2018 FactSet Research Systems Inc. All rights reserved.

VM. Company Announcements

Form 8.3 - Virgin Money Holdings (UK) plc 21-Sep-2018 15:31 RNS
Form 8.3 - CYBG plc 21-Sep-2018 15:26 RNS
Form 8.3 - Virgin Money Holdings (UK) plc 21-Sep-2018 14:59 Business Wire

Latest VM. Director Deals

Traded Action Notifier PriceAmountValue
17-Sep-18 Buy Peter Bole 395.00p 3,291 12,999.45
06-Aug-18 Buy Peter Bole 400.50p 6,491 25,996.46
06-Aug-18 Sell Peter Bole 402.75p 48,374 194,826.29

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

VM. Market Data

Currency UK Pounds
Share Price 393.70p
Change Today 1.70p
% Change 0.43 %
52 Week High 421.80
52 Week Low 258.60
Volume 2,998,047
Shares Issued 446.07m
Market Cap 1,756.17m
Beta 0.00
RiskGrade 93

VM. Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
4.73% above the market average4.73% above the market average4.73% above the market average4.73% above the market average4.73% above the market average
50% below the sector average50% below the sector average50% below the sector average50% below the sector average50% below the sector average
Price Trend
85.84% above the market average85.84% above the market average85.84% above the market average85.84% above the market average85.84% above the market average
78.95% above the sector average78.95% above the sector average78.95% above the sector average78.95% above the sector average78.95% above the sector average
Income
48.63% below the market average48.63% below the market average48.63% below the market average48.63% below the market average48.63% below the market average
66.67% below the sector average66.67% below the sector average66.67% below the sector average66.67% below the sector average66.67% below the sector average
Growth
77.76% above the market average77.76% above the market average77.76% above the market average77.76% above the market average77.76% above the market average
100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average100.00% above the sector average

What The Brokers Say

Strong Buy 0
Buy 0
Neutral 10
Sell 0
Strong Sell 1
Total 11
neutral
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

VM. Dividends

  Latest Previous
  Interim Final
Ex-Div 09-Aug-18 05-Apr-18
Paid 21-Sep-18 16-May-18
Amount 2.30p 4.10p

Trades for 21-Sep-2018

Time Volume / Share Price
16:54 5 @ 392.90p
16:54 5 @ 392.30p
16:54 4 @ 392.80p
16:54 5 @ 390.60p
16:54 5 @ 391.40p

VM. Key Personnel

CEO Jayne-Anne Gadhia

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