OneSavings Bank (OSB)

Sector:

Financials

Index:

FTSE 250

370.40p
   
  • Change Today:
      2.40p
  • 52 Week High: 447.40p
  • 52 Week Low: 313.60p
  • Currency: UK Pounds
  • Shares Issued: 444.94m
  • Volume: 383,886
  • Market Cap: 1,648.07m
  • RiskGrade: 237
  • Beta: 0.98

OneSavings Bank Overview

Specialist lender and retail saving group offering residential, buy to let and commercial mortgages, secured loans and development finance. It primarily targets underserved market sub-sectors that offer high growth potential and attractive risk-adjusted returns in which it can take a leading position and where it has established expertise, platforms and capabilities. Its brands include: Kent Reliance, InterBay Commercial, Prestige Finance and Heritable Development Finance. Created in June 2014 it floated on the LSE in June 2015. The lender is primarily funded by retail savings originated through Kent Reliance and which includes online and postal channels.

1 Day Chart (12-11-2019)

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 3.9% 4.3%
Div Cover 4.0 3.8
Op Mrgn 64.0% 85.2%
ROCE 26.8%  
Latest F'cast
P/E 6.3 6.3
PEG 0.4 12.4
Pr/Revenue 5.7 5.1
Pr/Book 2.4  
Latest F'cast
Revenue 17.1% 11.5%
PBT 9.6% 48.5%
EPS 14.5% 0.5%
DPS 14.1% 6.4%

OneSavings Bank Fundamentals

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-14 125.20 63.74 24.40p 8.8 0.1 +82% 3.90p 1.8%
31-Dec-15 169.80 105.30 34.80p 10.2 0.2 +43% 8.70p 2.5%
31-Dec-16 206.60 163.10 41.70p 8.1 0.4 +20% 10.50p 3.1%
31-Dec-17 245.40 167.70 51.10p 8.1 0.4 +22% 12.80p 3.1%
31-Dec-18 287.30 183.80 58.50p 6.0 0.4 +14% 14.60p 4.2%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

OneSavings Bank Forecasts

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-19 320.32 272.90 58.80p 6.3 12.4 0% 15.53p 4.3%
31-Dec-20 587.90 320.09 62.80p 5.9 0.9 +7% 17.53p 4.9%

Copyright © 2019 FactSet Research Systems Inc. All rights reserved.

OneSavings Bank Company Announcements

Director/PDMR Shareholding 04-Nov-2019 16:11 GlobeNewswire NA
Total voting rights 31-Oct-2019 16:25 GlobeNewswire NA
Director/PDMR Shareholding 24-Oct-2019 16:54 GlobeNewswire NA

Latest OneSavings Bank Director Deals

No deals were found in the last 28 days.

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

OneSavings Bank Market Data

Currency UK Pounds
Share Price 370.40p
Change Today 2.40p
% Change 0.65 %
52 Week High 447.40p
52 Week Low 313.60p
Volume 383,886
Shares Issued 444.94m
Market Cap 1,648.07m
Beta 0.98
RiskGrade 237

OneSavings Bank Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
3.03% below the market average3.03% below the market average3.03% below the market average3.03% below the market average3.03% below the market average
26.62% below the sector average26.62% below the sector average26.62% below the sector average26.62% below the sector average26.62% below the sector average
Price Trend
29.98% below the market average29.98% below the market average29.98% below the market average29.98% below the market average29.98% below the market average
15.65% below the sector average15.65% below the sector average15.65% below the sector average15.65% below the sector average15.65% below the sector average
Income
73.47% above the market average73.47% above the market average73.47% above the market average73.47% above the market average73.47% above the market average
51.81% above the sector average51.81% above the sector average51.81% above the sector average51.81% above the sector average51.81% above the sector average
Growth
51.76% above the market average51.76% above the market average51.76% above the market average51.76% above the market average51.76% above the market average
24.59% above the sector average24.59% above the sector average24.59% above the sector average24.59% above the sector average24.59% above the sector average

What The Brokers Say

Strong Buy 9
Buy 1
Neutral 1
Sell 0
Strong Sell 0
Total 11
strong_buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

OneSavings Bank Dividends

  Latest Previous
  Interim Final
Ex-Div 29-Aug-19 21-Mar-19
Paid 20-Sep-19 15-May-19
Amount 4.90p 10.30p

Trades for 12-Nov-2019

Time Volume / Share Price
16:35 186,486 @ 370.40p
16:29 140 @ 371.20p
16:29 58 @ 371.60p
16:29 84 @ 371.60p
16:29 19 @ 371.60p

OneSavings Bank Key Personnel

CEO Andy Golding
CFO April Talintyre

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