OneSavings Bank (OSB)

Sector:

Financials

Index:

FTSE 250

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 418.40p
   
  • Change Today:
      0.000p
  • 52 Week High: 449.60
  • 52 Week Low: 362.80
  • Currency: UK Pounds
  • Shares Issued: 244.46m
  • Volume: 375,344
  • Market Cap: 1,022.80m
  • RiskGrade: 113

OneSavings Bank Overview

Specialist lender and retail saving group offering residential, buy to let and commercial mortgages, secured loans and development finance. It primarily targets underserved market sub-sectors that offer high growth potential and attractive risk-adjusted returns in which it can take a leading position and where it has established expertise, platforms and capabilities. Its brands include: Kent Reliance, InterBay Commercial, Prestige Finance and Heritable Development Finance. Created in June 2014 it floated on the LSE in June 2015. The lender is primarily funded by retail savings originated through Kent Reliance and which includes online and postal channels.

1 Day Chart (19-09-2018)

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 3.1% 3.5%
Div Cover 4.0 3.8
Op Mrgn 70.1% 66.5%
ROCE 28.0%  
Latest F'cast
P/E 8.2 7.8
PEG 0.4 1.6
Pr/Revenue 4.2 3.7
Pr/Book 1.8  
Latest F'cast
Revenue 18.8% 11.8%
PBT 2.8% 8.7%
EPS 22.5% 4.8%
DPS 21.9% 11.2%

OneSavings Bank Fundamentals

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-13 70.77 31.42 13.40p n/a n/a n/a n/a 0.0%
31-Dec-14 125.20 63.74 24.40p 8.8 0.1 +82% 3.90p 1.8%
31-Dec-15 169.80 105.30 34.80p 10.2 0.2 +43% 8.70p 2.5%
31-Dec-16 206.60 163.10 41.70p 8.1 0.4 +20% 10.50p 3.1%
31-Dec-17 245.40 167.70 51.10p 8.1 0.4 +22% 12.80p 3.1%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

OneSavings Bank Forecasts

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-18 274.26 182.34 53.57p 7.8 1.6 +5% 14.23p 3.5%
31-Dec-19 304.16 195.31 57.19p 7.3 1.1 +7% 16.31p 4.0%

Copyright © 2018 FactSet Research Systems Inc. All rights reserved.

OneSavings Bank Company Announcements

OneSavings Bank plc : Director/PDMR Shareholding 19-Sep-2018 10:39 GlobeNewswire EU
OneSavings Bank plc : Director/PDMR Shareholding 17-Sep-2018 14:34 GlobeNewswire EU
OneSavings Bank plc : Director/PDMR Shareholding 11-Sep-2018 16:43 GlobeNewswire EU

Latest OneSavings Bank Director Deals

Traded Action Notifier PriceAmountValue
14-Sep-18 Sell April Talintyre 409.29p 164,708 674,133.34
14-Sep-18 Sell Andy Golding 409.29p 550,000 2,251,094.89
13-Sep-18 Sell Rodney Duke 408.40p 14,537 59,369.11

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

OneSavings Bank Market Data

Currency UK Pounds
Share Price 418.40p
Change Today 0.000p
% Change 0.00 %
52 Week High 449.60
52 Week Low 362.80
Volume 375,344
Shares Issued 244.46m
Market Cap 1,022.80m
RiskGrade 113

OneSavings Bank Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
47.89% above the market average47.89% above the market average47.89% above the market average47.89% above the market average47.89% above the market average
20.83% above the sector average20.83% above the sector average20.83% above the sector average20.83% above the sector average20.83% above the sector average
Price Trend
70.85% above the market average70.85% above the market average70.85% above the market average70.85% above the market average70.85% above the market average
62.82% above the sector average62.82% above the sector average62.82% above the sector average62.82% above the sector average62.82% above the sector average
Income
56.63% above the market average56.63% above the market average56.63% above the market average56.63% above the market average56.63% above the market average
21.52% above the sector average21.52% above the sector average21.52% above the sector average21.52% above the sector average21.52% above the sector average
Growth
73.14% above the market average73.14% above the market average73.14% above the market average73.14% above the market average73.14% above the market average
33.33% above the sector average33.33% above the sector average33.33% above the sector average33.33% above the sector average33.33% above the sector average

What The Brokers Say

Strong Buy 9
Buy 0
Neutral 4
Sell 0
Strong Sell 0
Total 13
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

OneSavings Bank Dividends

  Latest Previous
  Interim Final
Ex-Div 11-Oct-18 22-Mar-18
Paid 02-Nov-18 16-May-18
Amount 4.30p 9.30p

Trades for 19-Sep-2018

Time Volume / Share Price
16:35 179,966 @ 418.40p
16:29 276 @ 418.00p
16:29 237 @ 418.00p
16:29 474 @ 418.00p
16:29 493 @ 418.00p

OneSavings Bank Key Personnel

CEO Andy Golding
CFO April Talintyre

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