OneSavings Bank (OSB)

Sector:

Financials

Index:

FTSE 250

250.80p
   
  • Change Today:
      6.00p
  • 52 Week High: 452.00
  • 52 Week Low: 194.90
  • Currency: UK Pounds
  • Shares Issued: 446.20m
  • Volume: 789,018
  • Market Cap: 1,119.07m
  • RiskGrade: 522

OneSavings Bank Overview

Specialist lender and retail saving group offering residential, buy to let and commercial mortgages, secured loans and development finance. It primarily targets underserved market sub-sectors that offer high growth potential and attractive risk-adjusted returns in which it can take a leading position and where it has established expertise, platforms and capabilities. Its brands include: Kent Reliance, InterBay Commercial, Prestige Finance and Heritable Development Finance. Created in June 2014 it floated on the LSE in June 2015. The lender is primarily funded by retail savings originated through Kent Reliance and which includes online and postal channels.

1 Day Chart (31-03-2020)

1 Day Chart

6 Month Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 6.4% 5.9%
Div Cover 4.0 4.0
Op Mrgn 60.7% 61.3%
ROCE 13.6%  
Latest F'cast
P/E 3.9 4.2
PEG 0.4 n/a
Pr/Revenue 3.2 1.9
Pr/Book 0.8  
Latest F'cast
Revenue 20.4% 67.9%
PBT 14.4% 69.8%
EPS 9.3% -7.5%
DPS 10.3% -7.9%

OneSavings Bank Fundamentals

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-15 169.80 105.30 34.80p 10.2 0.2 +43% 8.70p 2.5%
31-Dec-16 206.60 163.10 41.70p 8.1 0.4 +20% 10.50p 3.1%
31-Dec-17 245.40 167.70 51.10p 8.1 0.4 +22% 12.80p 3.1%
31-Dec-18 286.30 182.80 59.40p 5.9 0.4 +16% 14.60p 4.2%
31-Dec-19 344.70 209.10 64.90p 6.7 0.7 +9% 16.10p 3.7%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

OneSavings Bank Forecasts

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-20 578.92 355.06 60.02p 4.2 n/a -8% 14.84p 5.9%
31-Dec-21 619.04 348.41 59.78p 4.2 n/a -0% 16.55p 6.6%

Copyright © 2020 FactSet Research Systems Inc. All rights reserved.

OneSavings Bank Company Announcements

Annual Financial Report 6 of 6 31-Mar-2020 18:05 GlobeNewswire NA
Annual Financial Report - 5 of 6 31-Mar-2020 18:04 GlobeNewswire NA
Annual Financial Report - 4 of 6 31-Mar-2020 18:03 GlobeNewswire NA

Latest OneSavings Bank Director Deals

Traded Action Notifier PriceAmountValue
25-Mar-20 Sell Jason Elphick 246.46p 5,928 14,610.27
25-Mar-20 Sell Jason Elphick 246.46p 5,928 14,610.27
19-Mar-20 Sell April Talintyre 258.36p 290,053 749,380.94

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

OneSavings Bank Market Data

Currency UK Pounds
Share Price 250.80p
Change Today 6.00p
% Change 2.45 %
52 Week High 452.00
52 Week Low 194.90
Volume 789,018
Shares Issued 446.20m
Market Cap 1,119.07m
RiskGrade 522

OneSavings Bank Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
77.09% above the market average77.09% above the market average77.09% above the market average77.09% above the market average77.09% above the market average
66.15% above the sector average66.15% above the sector average66.15% above the sector average66.15% above the sector average66.15% above the sector average
Price Trend
30.13% below the market average30.13% below the market average30.13% below the market average30.13% below the market average30.13% below the market average
28.77% below the sector average28.77% below the sector average28.77% below the sector average28.77% below the sector average28.77% below the sector average
Income
74.65% above the market average74.65% above the market average74.65% above the market average74.65% above the market average74.65% above the market average
64.56% above the sector average64.56% above the sector average64.56% above the sector average64.56% above the sector average64.56% above the sector average
Growth
51.97% above the market average51.97% above the market average51.97% above the market average51.97% above the market average51.97% above the market average
33.33% above the sector average33.33% above the sector average33.33% above the sector average33.33% above the sector average33.33% above the sector average

What The Brokers Say

Strong Buy 9
Buy 0
Neutral 1
Sell 0
Strong Sell 0
Total 10
strong_buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

OneSavings Bank Dividends

  Latest Previous
  Final Interim
Ex-Div 26-Mar-20 29-Aug-19
Paid 13-May-20 20-Sep-19
Amount 11.20p 4.90p

Trades for 31-Mar-2020

Time Volume / Share Price
16:36 14,777 @ 250.80p
16:36 5,223 @ 250.80p
16:35 345,632 @ 250.80p
16:29 436 @ 247.60p
16:29 48 @ 248.20p

OneSavings Bank Key Personnel

CEO Andy Golding
CFO April Talintyre

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