OneSavings Bank (OSB)

Sector:

Financials

Index:

FTSE 250

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413.20p
   
  • Change Today:
    -1.80p
  • 52 Week High: 470.30
  • 52 Week Low: 278.00
  • Currency: UK Pounds
  • Shares Issued: 243.45m
  • Volume: 425,516
  • Market Cap: 1,005.95m
  • RiskGrade: 132

OneSavings Bank Overview

Specialist lender and retail saving group offering residential, buy to let and commercial mortgages, secured loans and development finance. It primarily targets underserved market sub-sectors that offer high growth potential and attractive risk-adjusted returns in which it can take a leading position and where it has established expertise, platforms and capabilities. Its brands include: Kent Reliance, InterBay Commercial, Prestige Finance and Heritable Development Finance. Created in June 2014 it floated on the LSE in June 2015. The lender is primarily funded by retail savings originated through Kent Reliance and which includes online and postal channels.

1 Day Chart

6 Month Chart

Financials

Latest F'cast
Div Yield 2.5% 3.5%
Div Cover 4.0 3.5
Op Mrgn 78.9% 68.6%
ROCE 36.1%  
Latest F'cast
P/E 10.0 8.7
PEG 0.5 0.6
Pr/Revenue 4.9 4.3
Pr/Book 2.4  
Latest F'cast
Revenue 21.7% 13.3%
PBT 54.9% -1.6%
EPS 19.8% 14.8%
DPS 20.7% 29.9%

OneSavings Bank Fundamentals

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-13 70.77 31.42 13.40p n/a n/a n/a n/a 0.0%
31-Dec-14 125.20 63.74 24.40p 8.8 0.1 +82% 3.90p 1.8%
31-Dec-15 169.80 105.30 34.80p 10.2 0.2 +43% 8.70p 2.5%
31-Dec-16 206.60 163.10 41.70p 8.1 0.4 +20% 10.50p 3.1%

a. Based on UK GAAP presentation of accounts - includes discontinued activities

OneSavings Bank Forecasts

Year Ending Revenue (m) Pre-tax (m) EPS P/E PEG EPS Grth. Div Yield
31-Dec-17 234.05 160.56 47.86p 8.7 0.6 +15% 13.64p 3.5%
31-Dec-18 267.07 171.45 50.83p 8.2 1.3 +6% 16.83p 4.3%

Copyright © 2017 FactSet Research Systems Inc. All rights reserved.

OneSavings Bank Company Announcements

OneSavings Bank plc : Director/PDMR Shareholding 18-Oct-2017 15:45 GlobeNewswire EU
OneSavings Bank plc : Director/PDMR Shareholding 10-Oct-2017 16:44 GlobeNewswire EU
OneSavings Bank plc : Holding(s) in Company 06-Oct-2017 10:20 GlobeNewswire EU

Latest OneSavings Bank Director Deals

Traded Action Notifier PriceAmountValue
09-Oct-17 Buy David Weymouth 379.00p 13,178 49,944.62
21-Sep-17 Sell April Talintyre 391.98p 250,000 979,936.48
21-Sep-17 Sell Andy Golding 391.98p 550,000 2,155,860.26

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: RiskGrade figures are provided by RiskMetrics.

Note 3: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 4: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 5: In the case of dual listed securities, broker recommendations and forecasts relate to the primary listing.

Note 6: Forecast figures based on normalised accounts.

 

OneSavings Bank Market Data

Currency UK Pounds
Share Price 413.20p
Change Today -1.80p
% Change -0.43 %
52 Week High 470.30
52 Week Low 278.00
Volume 425,516
Shares Issued 243.45m
Market Cap 1,005.95m
RiskGrade 132

OneSavings Bank Star Ratings

Compare performance with the sector and the market.
more star ratings
Key: vs Market vs Sector
Value
70.84% above the market average70.84% above the market average70.84% above the market average70.84% above the market average70.84% above the market average
45.21% above the sector average45.21% above the sector average45.21% above the sector average45.21% above the sector average45.21% above the sector average
Price Trend
31.31% above the market average31.31% above the market average31.31% above the market average31.31% above the market average31.31% above the market average
12.99% above the sector average12.99% above the sector average12.99% above the sector average12.99% above the sector average12.99% above the sector average
Income
66.00% above the market average66.00% above the market average66.00% above the market average66.00% above the market average66.00% above the market average
50.68% above the sector average50.68% above the sector average50.68% above the sector average50.68% above the sector average50.68% above the sector average
Growth
92.59% above the market average92.59% above the market average92.59% above the market average92.59% above the market average92.59% above the market average
93.44% above the sector average93.44% above the sector average93.44% above the sector average93.44% above the sector average93.44% above the sector average

What The Brokers Say

Strong Buy 10
Buy 1
Neutral 2
Sell 1
Strong Sell 0
Total 14
buy
Broker recommendations should not be taken as investment advice, and are provided by the authorised brokers listed on this page.

OneSavings Bank Dividends

  Latest Previous
  Interim Final
Ex-Div 12-Oct-17 30-Mar-17
Paid 03-Nov-17 17-May-17
Amount 3.50p 7.60p

Trades for 23-Oct-2017

Time Volume / Share Price
16:12 381 @ 413.20p
16:12 534 @ 413.20p
16:12 185 @ 413.20p
16:12 36 @ 413.20p
16:12 98 @ 413.20p

OneSavings Bank Key Personnel

CEO Andy Golding
CFO April Talintyre

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